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General Liability

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Through the expertise of our underwriters, risk engineers, and claims staff, we’re able to write risks that other providers consider tough. By offering premises and product protections for a variety of risk classes and industry segments, our General Liability coverage ensures peace of mind when you need it the most.

Target Classes

We have a broad appetite for business across all of our casualty products, but some of our targeted business includes:

  • Commercial and industrial construction
  • Contractors
  • Manufacturers, distributors and wholesalers
  • Oil & gas products and services
  • Real estate and financial institutions

Generally Excluded from Appetite

  • Aircraft and aerospace products or operations
  • Pharmaceutical products including clinical trials
  • Hospitals including malpractice
  • Municipalities
  • Schools

Policy Highlights

  • Worldwide coverage
  • Ability to provide both occurrence and claims made forms
  • Broad named insured including automatic acquisitions
  • Locally admitted coverage
  • Seamless difference in conditions offering with U.S. policies
  • DIC/DIL over foreign admitted policies
  • Customized policy terms and coverage
  • Ability to provide both self-insured retention and deductible options

Capacity

$2 million CAD or USD

The Liberty Difference

  • The technical expertise of Liberty Mutual Canada’s underwriters, risk engineers, and claims staff allows us to write complex risks
  • U.S. admitted policy capabilities to cover all your cross border needs (General Liability, Automobile, Workers Compensation, Umbrella and Excess Liability)
  • Ability to work with or without a U.S. broker for U.S. policy placements
  • Significant capacity
  • Individual risk approach

Why Liberty?

  • • A.M. Best Financial Strength Rating ‘A’ (Excellent); S&P rating of ‘A’ (Strong)
  • • Efficient cross-border capabilities
  • • Established Canadian market presence for over 25 years
  • • Access to Liberty Mutual’s extensive international network
  • • Local underwriting authority
  • • Local risk engineering and risk control experts
  • • In-house claims service team