General Liability
Through the expertise of our underwriters, risk engineers, and claims staff, we’re able to write risks that other providers consider tough. By offering premises and product protections for a variety of risk classes and industry segments, our General Liability coverage ensures peace of mind when you need it the most.
Target classes
We have a broad appetite for business across all of our casualty products, but some of our targeted business includes:
- Commercial and industrial construction
- Contractors
- Manufacturers, distributors and wholesalers
- Oil & gas products and services
- Real estate and financial institutions
Generally excluded from appetite
- Aircraft and aerospace products or operations
- Automobile manufacturers
- Pharmaceutical and life science companies
- Hospitals including malpractice
- Municipalities
- Schools
- Tobacco and related products including e-cigarettes and vaping products
Policy highlights
- Worldwide coverage
- Ability to provide both occurrence and claims made forms
- Broad named insured including automatic acquisitions
- Locally admitted coverage
- Seamless difference in conditions offering with U.S. policies
- DIC/DIL over foreign admitted policies
- Customized policy terms and coverage
- Ability to provide both self-insured retention and deductible options
Capacity
$2 million CAD or USD
The Liberty difference
- The technical expertise of Liberty Mutual Canada’s underwriters, risk engineers, and claims staff allows us to write complex risks
- U.S. admitted policy capabilities to cover all your cross border needs (General Liability, Automobile, Workers Compensation, Umbrella and Excess Liability)
- Ability to work with or without a U.S. broker for U.S. policy placements
- Significant capacity
- Individual risk approach