E&O – Tech

woman in server room

A rapidly growing dependency on technology creates both opportunities and risks for tech companies. Delays, service interruptions, security breaches and product malfunctions can result in increasingly costly responses, lawsuits and damage control. Today more than ever, technology companies require adequate protection against significant loss. That’s where Tech E&O from Liberty comes in.

Target classes

Canadian mid-market organizations with revenues ranging from $5 million to $2.5 billion with well controlled and governed risk profiles.

Low hazard

  • Hardware assemblers
  • Hardware manufacturers
  • Networking components
  • Software developers
  • Value added resellers

Medium hazard

  • Information technology consultants
  • Internet service providers
  • Printed circuit board stuffers
  • Security hardware/software
  • Telecommunications

High hazard

  • Customer relationship management
  • Process control software
  • Supply chain management
  • System integration
  • Tax and legal software

Referral classes of business

  • Business to consumer
  • E-commerce
  • Enterprise solutions
  • Gaming
  • PoS software/hardware

What we’ve been writing

  • Pre-packaged software developer
  • Developer and manufacturer of emission control technology
  • Irrigation system designer
  • A technology-driven manufacturer that uses proprietary design software
  • Employee health benefits provider


Cost savings

  • Two hours of free pre-loss breach coach consultation
  • Free Security Scan Report
  • 25% discount on unlimited pre-breach services with Cytelligence
  • Free access to ePlace privacy hotline, training, and compliance material through www.liudatainsure.com
  • $50,000 deductible credit available
  • $0 deductible for breach coach services


  • True Claims Made coverage
  • Responds anywhere in the world
  • No exclusion for cryptocurrencies
  • Full coverage for Privacy Breach Expenses assumed by contract
  • No delay exclusion
  • No computer code exclusion in base form
  • Affirmative coverage for subcontractors
  • Covers punitive damages and consumer redress
  • Covers breach of confidential business information (including breach of non-disclosure agreement or confidentiality agreement)
  • Bodily injury carve-back for mental anguish
  • Trade Secret carve-back


$10 million CAD or USD

The Liberty difference

  • Canadian & International Forensic Providers
  • Access to industry-leading Breach Response Service Providers
  • CAD or USD currency options
  • Multiple Credit Monitoring & Restoration Options

Why Liberty?

  • • A.M. Best Financial Strength Rating ‘A’ (Excellent); S&P rating of ‘A’ (Strong)
  • • Efficient cross-border capabilities
  • • Established Canadian market presence for over 25 years
  • • Access to Liberty Mutual’s extensive international network
  • • Local underwriting authority
  • • Local risk engineering and risk control experts
  • • In-house claims service team