Fidelity/Crime
In today’s fast-paced environment, regardless of the number of controls and protections put in place, organizations are becoming increasingly exposed to criminal activity both inside and outside their organization, as well as in both the physical and digital world. Our Fidelity and Crime coverage, when combined with expert claims handling and forensic experts, can provide the much needed protection from these risks.
Target classes
We have a broad appetite that covers a majority of industries, including but not limited to:
- Agriculture
- Casinos
- Communications
- Energy
- Manufacturing
- Real estate
- Retail
- Services
- Wholesale trade
Generally excluded from appetite
- Accounting
- Auto dealerships
- Placement agencies
- Religious organizations
- Security firms
- Trucking/shipping high value goods
Policy highlights
- Discovery-based policy
- 11 Insuring agreements, including employee theft of client property, computer fraud, data restoration coverage and claims expense
- Automatic subsidiary coverage with 25% acquisition threshold
- Broad definition of “employee” – including temporary, permanent, full-time, part-time, seasonal, contractors and more
- Worldwide coverage territory
- “Social engineering” coverage options
Capacity
$25 million
The Liberty difference
- Dedicated underwriting team in Canada offering local service in both English and French
- Responsive claims team with a strong reputation for mutual cooperation and sophistication in Canada
