Computer screen with padlock icon
Cyber

Hacker at computer

Just one click can expose your company’s assets and reputation as well as destroy consumer confidence in your brand. Whether your operations are 100% online, bricks & mortar or a combination of both, your data & profits are at risk from a breach of privacy or network disruption. We deliver the 24/7/365 claims and breach support you need to prepare, protect and recover from a cyber breach.

Target

Canadian mid-size organizations with revenues ranging from $5M to $2.5B with well controlled and governed risk profiles

Low Hazard

  • Business consultants
  • Construction
  • Clubs/associations
  • Cultural institutions
  • Manufacturing
  • Natural resources
  • Wholesale distribution

Medium Hazard

  • Accounting firms
  • Auto dealers
  • Media and entertainment
  • Personal services
  • Real estate
  • Supply chain/logistics
  • Travel and leisure

High Hazard

  • Government (federal)
  • Hospitality
  • Hotels
  • Insurance
  • Law firms
  • Technology
  • Wealth management

Referral Classes of Business

  • Financial institutions
  • Franchisors
  • Government (municipal & provincial)
  • Healthcare
  • Power & utilities
  • Retail
  • Schools/universities
  • Transportation

Policy Highlights

Cost Savings

  • 2 hours of free pre-loss breach coach consultation
  • Free security scan report
  • 25% discount on unlimited pre-breach services with Cytelligence
  • Free access to ePlace privacy hotline, training, and compliance material through www.liudatainsure.com
  • $50,000 deductible credit available
  • $0 deductible for breach coach services

Coverage

  • Responds anywhere in the world
  • Includes full media coverage
  • No exclusion for cryptocurrencies
  • Full coverage for notification costs assumed by contract
  • Covers punitive damages and consumer redress
  • Covers breach of NDA or confidentiality agreement
  • BI carve-back for mental anguish
  • Trade secret carve-back

Capacity

$10 million

The Liberty Difference

  • Canadian & international forensic providers
  • Access to industry-leading breach response service providers
  • CAD or USD options
  • Multiple credit monitoring & restoration options

Why Liberty?

  • • A.M. Best Financial Strength Rating ‘A’ (Excellent); S&P rating of ‘A’ (Strong)
  • • Efficient cross-border capabilities
  • • Established Canadian market presence for over 25 years
  • • Access to Liberty Mutual’s extensive international network
  • • Local underwriting authority
  • • Local risk engineering and risk control experts
  • • In-house claims service team