Contractors pollution liability
Environmental regulations are growing in number and complexity throughout Canada, with contractors left to navigate this web of legislation.
Liberty’s contractors’ pollution liability coverage offers specialized protection for even the most complex construction projects.
Contractors’ pollution liability coverage is an environmental impairment liability (EIL) policy specifically designed to protect against accusations of environmental pollution during the course of covered work.
A protective partnership
Solutions for complex risks
With the number and complexity of environmental regulations on the rise, contractors need specialized insurance policies to protect their businesses. One solution is Liberty’s Contractors Pollution Liability policy — an Environmental Impairment Liability (EIL) policy that provides coverage to insured contractors for claims stemming from pollution conditions caused by their covered operations.
Target classes
- Project business (infrastructure new and retrofit)
- Concrete/masonry
- Electrical
- Environmental contracting
- Excavation/grading
- General contracting/construction
- HVAC/insulation contracting
- Industrial maintenance
- Landscaping
- Mechanical contractors
- Painting
- Plumbing
- Storage tank contracting
- Street and road contracting
Generally excluded from appetite
Contractors that work primarily on the following:
- Crude oil pipelines
- Fracking/well stimulation
Policy highlights
- $5,000 minimum deductible and premium
- Multi-year policy terms are available for project-specific policies
- Coverage available on a claims made or occurrence basis
- Covers both sudden and gradual events
- No exclusions for asbestos or lead-based paint
- Owner controlled or contractor controlled coverage available
- Additional insured status for the Named Insured’s clients when required by written contract
- No sublimit on mitigation expense
- Available on a primary or excess basis
Capacity
$25M
Our difference
- Fast responsive service from in-house EIL underwriters in Toronto, New York, Boston, Denver, San Francisco, London, Madrid, and Sydney
- Successful ten-year track record writing EIL policies
- Consistent, thorough underwriting approach enabling our team to address complex environmental liabilities
- Straightforward EIL application form
The materials herein are for informational purposes only. All statements made are subject to provisions, exclusions, conditions, and limitations of the applicable insurance policy. Any such case study, example, or illustration cannot guarantee you will achieve similar results or outcomes. Individual outcomes may vary based on your particular facts and circumstances, policy language, and applicable law. Coverages and features are not available in all provinces and territories. Eligibility is subject to meeting applicable underwriting criteria. Learn more about Liberty Mutual Canada, including our privacy policy, at libertymutualcanada.com or call us toll-free at 800-461-5079.
Liberty Mutual Canada is the registered business name under which the Canadian branch of Liberty Mutual Insurance Company operates in Canada. Coverage provided and underwritten by Liberty Mutual Insurance Company.
