Woman sitting at her desk and looking at her phone and laptop

Cyber

System failures, privacy breaches, and ransomware attacks can happen to any business in any industry, online or brick and mortar.

Liberty’s cyber coverage provides critical protection for your time, money, and valued customer relationships in case of a data breach or other cyber event.

Our experienced underwriters, risk engineers, and claims specialists get to know your business, working with you to prepare for, protect against, and recover from cyber incidents. It’s 24/7 support for your business

A protective partnership

Solutions for complex risks

Just one click can expose your company’s assets and reputation as well as destroy consumer confidence in your brand. Whether your operations are 100% online, bricks & mortar or a combination of both, your data & profits are at risk from a breach of privacy or network disruption. We deliver the 24/7/365 claims and breach support you need to prepare, protect and recover from a cyber breach.

Target classes

Canadian mid-size organizations with revenues ranging from $25M to $1B with well controlled and governed risk profiles.

What we’ve been writing

  • Agri-services
  • Building materials manufacturing
  • Construction
  • Design and engineering
  • Forestry
  • Investment management
  • Metals and mining
  • Oil & gas services
  • Poultry
  • Private equity

Generally excluded from appetite

  • Critical infrastructure
  • Education
  • Financial institutions
  • Government
  • Healthcare
  • Legal
  • Power production and utilities
  • Risk managed accounts
  • Retail
  • Transportation and logistics

Policy highlights

Cost savings

  • 2 hours of free pre-loss breach coach consultation
  • Free security scan report
  • Discounts on pre-breach services
  • Free access to ePlace privacy hotline, training, and compliance material through https://www.liudatainsure.com/
  • $50,000 of pre-claim assistance

Coverage

  • True claims made coverage
  • Responds anywhere in the world
  • No exclusion for cryptocurrencies
  • Full coverage for privacy breach expenses assumed by contract
  • Notification assumed by contract
  • Affirmative language for crypto payments
  • Covers breach of NDA or confidentiality agreement
  • Affirmative coverage for subcontractors
  • Covers punitive damages and consumer redress
  • Covers breach of confidential business information (including breach of non-disclosure agreement or confidentiality agreement)
  • Bodily injury carve-back for mental anguish
  • Trade secret carve-back

Capacity

  • $5M

Our difference

  • Canadian and international forensic providers
  • Access to industry-leading breach response service providers
  • CAD or USD options
  • Multiple credit monitoring & restoration options

Have a question?

Contact your local Liberty underwriter for more information.

Liberty Mutual Canada™ is the registered business name under which the Canadian branch of the Liberty Mutual Insurance Company operates in Canada. This literature is a summary only and does not include all terms, conditions, or exclusions of the coverage described. Please refer to the actual policy language for complete details of coverage and exclusions.