Two men on construction site looking at plans

Course of construction (builder’s risk)

Lay the foundation for your project with Course of Construction from Liberty.

As a global leader in onshore course of construction solutions, we take a flexible, full-service approach, working with you to protect your project from unexpected losses. By offering coverage for losses up to $150 million, along with top-tier service, we’re a preferred choice for commercial contractors and property owners across Canada.

A protective partnership

Solutions for complex risks

We believe in offering consistent coverage tailored to your unique needs, reliable claims services, and renowned underwriting standards. As a leading provider of onshore Course of Construction insurance on a global basis, we can offer up to $150 million USD in PML.

Target classes

  • Commercial and industrial structures
  • High-rise structures
  • Steel, metals, and heavy industrial projects
  • Oil, gas, petrochemical and specialty chemical
  • Power generation
  • Mining
  • Civil engineering projects
  • Mass timber

Generally excluded from appetite

  • Offshore and wet works
  • Refurbishment and renovation projects
  • Dam construction

Policy highlights

Our flexible programs can be tailored to your specific needs, and can encompass:

  • Builders All Risks, including testing and commissioning
  • Delay in Start-Up/Advance Loss of Profits
  • Manuscript wordings



Our difference

  • Global insurance leader with multiple product line offerings for the construction industry
  • Flexibility to meet your project coverage needs
  • Worldwide underwriting and claims expertise in the technical aspects of course of construction business, including Erection All Risk (EAR), Contractor’s All Risk (CAR), and Civil Engineering Projects
  • Coverage capabilities include project cargo, marine risks.
  • Full quota share capacity on a leading and strong following basis
  • Engineering capabilities are strategically located worldwide

Have a question?

Contact your local Liberty underwriter for more information.

Liberty Mutual Canada™ is the registered business name under which the Canadian branch of the Liberty Mutual Insurance Company operates in Canada. This literature is a summary only and does not include all terms, conditions, or exclusions of the coverage described. Please refer to the actual policy language for complete details of coverage and exclusions.