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Benefits and Rewards

At Liberty Mutual Canada, we value your hard work, integrity and are pleased to offer you benefits and rewards that support your life and well-being.

Our benefits and rewards programs include the following:

  • Group benefits
  • Pension
  • Paid time off
  • Outside study programs
  • Employee recognition & appreciation
  • Service recognition
  • Employee discounts
  • Wellness programs

Core benefit plans

  • Health
  • Dental
  • Company paid life insurance
  • Company paid accidental death & dismemberment coverage
  • Short-term disability
  • Long-term disability

Supplemental benefit plans

  • Employee optional life
  • Spousal optional life
  • Child optional life
  • Optional accidental death & dismemberment coverage (single or family coverage)

Emergency travel assistance

Travel with peace of mind. Liberty also offers you and your eligible dependents emergency out-of-province/out-of-country medical protection for personal and business travel.

Health care spending account (HCSA)

A health care spending account (HCSA) is a tax-advantaged account that can be used for qualified health care expenses (e.g., medical, prescription drug, dental and vision care).


You are eligible to enroll in the Liberty Mutual Defined Contribution Pension Plan on your date of hire. This plan includes a core company contribution along with voluntary employee contributions which will be matched by the company dollar for dollar.

Paid time off

We believe it is important to provide you with time off for relaxation, recreation, or to attend to other personal needs. We provide time off through holidays, flexible time off, personal days and special time allowances such as training/exam study days, jury duty and bereavement.

Outside study programs

We provide all eligible employees with the opportunity to participate in both non-degree education programs through the External Education Reimbursement Plan and degree education programs through the Tuition Reimbursement Plan. Study and exam days are provided to ensure your success and further assist with exam preparation!

Employee recognition and appreciation

We believe in recognizing and appreciating each other for the energy, effort, pride and passion we bring to work every day. Shine, our employee recognition program, is just one of the multiple ways we accomplish this. Through Shine, you will have the opportunity to give and receive Spark eCards and Spotlight points, which can be redeemed for awards of your choosing.

Service recognition

In recognition of employees’ tenure with Liberty, employees reaching service milestones (e.g. 5, 10, 15 years etc.) receive a combination of a cash award, and additional flexible time off.

Employee discounts

Liberty offers access to exclusive discounts through our discount partner, Work Perks by Venngo. Work Perks is a free, easy to use, and exclusive benefit program that provides you with access to a variety of fitness, entertainment, hotels, products and services.

Wellness programs

  • Wellness focused programs and events on various topics such as nutrition, fitness & stress management.
  • Employee & Family Assistance Program is available 24 hours a day, 7 days a week for you and your dependents. Participation is fully voluntary and confidential.

Community service

Serve with Liberty – A voluntary program, Serve with Liberty is the Liberty Mutual Insurance global employee community service program. Annually, you will have the opportunity to spend a day working with a charity of your choice as part of our Serve with Liberty week of events.

Give with Liberty – Give with Liberty is a charitable giving program for full- and part-time Canadian employees of Liberty Mutual Insurance. Give with Liberty provides you the opportunity to donate directly to charities of your choice via payroll deduction. Liberty Mutual Foundation will match $1.00 on every dollar you donate to eligible charities, making the gift go even further.