Glass skyscrapers


Your property is your business, and we want to help keep it protected from a fire or other catastrophic event.

At Liberty, we offer a breadth of comprehensive Commercial Property coverage that can be tailored to meet the needs of a broad range of mid- to large-size businesses.

A protective partnership

Solutions for complex risks

Target classes


  • Elementary/secondary schools
  • Colleges
  • Universities


  • Federal
  • Municipalities
  • Provincial government


  • Hospitals
  • Medical clinics


  • Electronic products
  • Fabricated metals products
  • Food & beverage products
  • Industrial equipment & machinery
  • Plastics products
  • Printing & publishing
  • Stone/clay/glass

Other industries

  • Commercial real estate
  • Financial institutions
  • Large retail operations
  • Warehouse operations
  • Wholesale operations

Generally excluded from appetite

  • Agricultural business
  • Construction contractors/operations
  • Industrial real estate schedules
  • Transportation/trucking operations

Our products

  • Primary / quota share property
  • Excess property
  • Equipment breakdown
  • Standalone terrorism

Minimum premium




Our difference

  • Ability to work with a single local underwriter on your complex middle market risks
  • Underwriters with strong technical expertise and access to meaningful capacity
  • Decision making resides within Canada for Canadian and U.S. risks
  • Industry specific extensions that can be tailored to clients’ needs
  • Market-leading service standards, with U.S. policies issued within days, not months

Have a question?

Contact your local Liberty underwriter for more information.

Liberty Mutual Canada™ is the registered business name under which the Canadian branch of the Liberty Mutual Insurance Company operates in Canada. This literature is a summary only and does not include all terms, conditions, or exclusions of the coverage described. Please refer to the actual policy language for complete details of coverage and exclusions.