Woman looking at water sample collected from river

Environmental package

With Liberty’s environmental package, contractors can focus on their projects without worrying about coverage gaps.

This suite of coverage offers general liability (GL), contractors’ pollution liability (CPL), and professional liability (E&O) in one place, for a streamlined, specialized environmental policy that lets you get back to business.

Our experienced underwriters, claims specialists, and risk engineers offer the service you expect, supporting your business with quick, accurate answers to your questions.

A protective partnership

Solutions for complex risks

Our Environmental Package combines Commercial General Liability (GL), Contractors’ Pollution Liability (CPL), and Professional Liability (E&O) coverage into one policy. The result is broad protection that reduces coverage gaps and simplifies your environmental insurance. With Liberty, you get the service you expect, with underwriters who possess the knowledge and authority to provide quick, accurate answers.

Target classes

  • Contractors involved with:
  • Emergency response
  • Hazardous material management
  • Industrial cleaning
  • Mold remediation
  • Phase I, Phase II, Phase III contracting
  • Soil/groundwater remediation
  • Wastewater treatment operators
  • Environmental professionals performing:
  • Air quality monitoring
  • Asbestos assessment, design and monitoring
  • Health and safety training
  • Phase I, Phase II, Phase III consulting
  • Regulatory compliance
  • Sampling and testing
  • Waste brokering
  • Waste management and minimization
  • Waste disposal facility design

Excluded from appetite

  • Civil engineering firms whose services are non-environmentally related
  • Demolition contractors
  • Abatement contractors who do more than 30% mold/asbestos abatement works
  • Contractors that work primarily on the following:
  • Crude oil pipelines
  • Fracking/well stimulation
  • Start up business with less than 3 years of operational experience

Policy highlights

  • Broad coverage operations and professional definitions
  • Natural resource damages included in loss
  • Mitigation expense included
  • 60 Days’ notice of cancellation
  • 90-Day automatic coverage for newly acquired or formed entities
  • Worldwide coverage
  • Civil fines, penalties, and assessments covered without sublimit
  • Punitive damages covered where allocated by law
  • No exclusions for asbestos or lead-based paint



Our difference

  • Fast responsive service from in-house EIL underwriters in Toronto, New York, Boston, Denver, San Francisco, London, Madrid, and Sydney
  • Successful ten-year track record writing EIL policies
  • Consistent, thorough underwriting approach enabling our team to address complex environmental liabilities
  • Straightforward EIL application form

Have a question?

Contact your local Liberty underwriter for more information.

Liberty Mutual Canada™ is the registered business name under which the Canadian branch of the Liberty Mutual Insurance Company operates in Canada. This literature is a summary only and does not include all terms, conditions, or exclusions of the coverage described. Please refer to the actual policy language for complete details of coverage and exclusions.