Fixed site pollution legal liability
Environmental regulations and compliance standards grow more complex by the day.
Our fixed-site pollution legal liability coverage helps protect your business with an environmental impairment package that covers clean-up costs, bodily injury, property damage, defense, and other specified expenses at covered locations.
It’s a specialized policy from an experienced team, ready to support your business whether claims stem from pre-existing or new pollution conditions.
A protective partnership
Solutions for complex risks
With the increase in environmental regulations and compliance standards, companies of all shapes and sizes face serious operational and risk management challenges today. To help protect these companies against losses stemming from pre-existing or new pollution conditions arising at their covered locations, we offer Fixed Site Pollution Legal Liability coverage – an Environmental Impairment Liability (EIL) policy that covers clean-up costs, bodily injury claims, property damage, defence and other specified expenses.
Target classes
- Academic institutions
- Commercial real estate operations
- Energy-related industry
- Fuel and chemical storage terminals
- Hospital/clinics
- Manufacturers
- Transportation facilities
- Warehouse, storage and distribution centers
- Waste treatment, storage and disposal facilities
Generally excluded from appetite
- Large commercial real estate portfolios
- Site with lagoons/tailings
- Surface/underground mining
Policy highlights
- $5,000 minimum deductible and premium
- Multi-year policy terms are available
- Covers both sudden and gradual events
- Illicit Abandonment Coverage available
- No sublimit on mitigation expense
- Available on a primary or excess basis
Capacity
$25M
Our difference
- Fast responsive service from in-house EIL underwriters in Toronto, New York, Boston, Denver, San Francisco, London, Madrid, and Sydney
- Successful ten-year track record writing EIL policies
- Consistent, thorough underwriting approach enabling our team to address complex environmental liabilities
- Straightforward EIL application forms
The materials herein are for informational purposes only. All statements made are subject to provisions, exclusions, conditions, and limitations of the applicable insurance policy. Any such case study, example, or illustration cannot guarantee you will achieve similar results or outcomes. Individual outcomes may vary based on your particular facts and circumstances, policy language, and applicable law. Coverages and features are not available in all provinces and territories. Eligibility is subject to meeting applicable underwriting criteria. Learn more about Liberty Mutual Canada, including our privacy policy, at libertymutualcanada.com or call us toll-free at 800-461-5079.
Liberty Mutual Canada is the registered business name under which the Canadian branch of Liberty Mutual Insurance Company operates in Canada. Coverage provided and underwritten by Liberty Mutual Insurance Company.
