General liability
Through the expertise of our underwriters, risk engineers, and claims staff, we’re able to write risks that other providers consider tough.
By offering premises and product protections for a variety of risk classes and industry segments, our General Liability coverage ensures peace of mind when you need it the most.
A protective partnership
Solutions for complex risks
Target classes
We have a broad appetite for business across all of our casualty products, but some of our targeted business includes:
- Commercial and industrial construction
- Contractors
- Manufacturers, distributors and wholesalers
- Oil & gas products and services
- Real estate and financial institutions
Generally excluded from appetite
- Aircraft and aerospace products or operations
- Automobile manufacturers
- Pharmaceutical and life science companies
- Hospitals including malpractice
- Municipalities
- Schools
- Tobacco and related products including e-cigarettes and vaping products
Policy highlights
- Worldwide coverage
- Ability to provide both occurrence and claims made forms
- Broad named insured including automatic acquisitions
- Locally admitted coverage
- Seamless difference in conditions offering with U.S. policies
- DIC/DIL over foreign admitted policies
- Customized policy terms and coverage
- Ability to provide both self-insured retention and deductible options
Capacity
$2M CAD or USD
Our difference
- The technical expertise of Liberty Mutual Canada’s underwriters, risk engineers, and claims staff allows us to write complex risks
- S. admitted policy capabilities to cover all your cross border needs (General Liability, Automobile, Workers Compensation, Umbrella and Excess Liability)
- Ability to work with or without a U.S. broker for U.S. policy placements
- Significant capacity
- Individual risk approach
The materials herein are for informational purposes only. All statements made are subject to provisions, exclusions, conditions, and limitations of the applicable insurance policy. Any such case study, example, or illustration cannot guarantee you will achieve similar results or outcomes. Individual outcomes may vary based on your particular facts and circumstances, policy language, and applicable law. Coverages and features are not available in all provinces and territories. Eligibility is subject to meeting applicable underwriting criteria. Learn more about Liberty Mutual Canada, including our privacy policy, at libertymutualcanada.com or call us toll-free at 800-461-5079.
Liberty Mutual Canada is the registered business name under which the Canadian branch of Liberty Mutual Insurance Company operates in Canada. Coverage provided and underwritten by Liberty Mutual Insurance Company.
