Woman looking out of her office window while holding two pieces of paper and talking on the phone

Fidelity / crime

You can’t predict when a crime might impact your business—but you can prepare for it, with Liberty’s Fidelity and Crime coverage.

Designed to protect from internal and external threats, our Fidelity and Crime product helps your organization recover in case of events including burglary, forgery, embezzlement, or computer fraud. It’s a crucial layer of protection for organizations of any size, all backed by our forensic experts, claims specialists, and risk control engineers.

A protective partnership

Solutions for complex risks

In today’s fast-paced environment, regardless of the number of controls and protections put in place, organizations are becoming increasingly exposed to criminal activity both inside and outside their organization, and both in the physical and digital environment. Our Fidelity and Crime coverage, when combined with expert claims handling and forensic experts, can provide the much-needed protection from these risks.

Target classes

We have a broad appetite that covers a majority of industries, including but not limited to:

  • Agriculture
  • Casinos
  • Communications
  • Energy
  • Manufacturing
  • Real estate
  • Retail
  • Services
  • Wholesale trade

Generally excluded from appetite

  • Accounting
  • Auto dealerships
  • Placement agencies
  • Religious organizations
  • Security firms
  • Trucking/shipping high value goods

Policy highlights

  • Discovery-based policy
  • 11 Insuring agreements, including employee theft of client property, computer fraud, data restoration coverage and claims expense
  • Automatic subsidiary coverage with 25% acquisition threshold
  • Broad definition of “employee” – including temporary, permanent, full-time, part-time, seasonal, contractors and more
  • Worldwide coverage territory
  • “Social engineering” coverage options



Our difference

  • Dedicated underwriting team in Canada offering local service in both English and French
  • Responsive claims team with a strong reputation for mutual cooperation and sophistication in Canada

Have a question?

Contact your local Liberty underwriter for more information.

Liberty Mutual Canada™ is the registered business name under which the Canadian branch of the Liberty Mutual Insurance Company operates in Canada. This literature is a summary only and does not include all terms, conditions, or exclusions of the coverage described. Please refer to the actual policy language for complete details of coverage and exclusions.