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Insurance company E&O

In Canada, insurance companies are subject to a number of federal and provincial regulations designed to protect both policyholders and the insurer.

As one of few companies with a dedicated Financial Institutions team, we understand the nuanced exposures insurance companies face on a day-to-day basis. Our team of dedicated underwriters can custom-tailor our product offerings to provide protection from the unexpected.

A protective partnership

Solutions for complex risks

Target classes

  • Life insurance companies
  • Mutual insurance companies
  • Property and casualty insurance companies
  • Reinsurance companies
  • Managing General Agents (MGA’s)

Generally excluded from appetite

  • Specialty insurers with significant focus in the U.S.
  • Viatical/life settlement insurance companies

Policy highlights

  • Claim includes a regulatory investigation against an Insured
  • Broad definition of professional services, which includes services performed by outside vendors on behalf of the insureds
  • Ability to settle a claim without Liberty’s prior written consent if the total loss from the claim does not exceed 50% of the retention
  • Reporting language is as soon as practicable, but in no event later than 60 days after the end of the policy period or discovery period
  • Non-cancelable by Liberty except for non-payment of premium



Our difference

  • Dedicated underwriting team in Canada offering local service in both English and French
  • Client focused underwriting team that understands complex risks and are dedicated to providing unparalleled service
  • Strong claims reputation for mutual cooperation and sophistication in Canada with a claims team staffed with lawyers

Have a question?

Contact your local Liberty underwriter for more information.

Liberty Mutual Canada™ is the registered business name under which the Canadian branch of the Liberty Mutual Insurance Company operates in Canada. This literature is a summary only and does not include all terms, conditions, or exclusions of the coverage described. Please refer to the actual policy language for complete details of coverage and exclusions.