Liberty Tech Resolution™

Policy highlights

• First-party coverages
  • Incident management
  • Business interruption
  • Supply chain interruption
  • Data restoration costs
  • Cyber extortion
  • Bricking
  • Betterment
  • Reputational Harm
• Third-party coverages
  • Technology errors & omissions
  • Security & privacy liability
  • Regulatory liability
  • Payment card liability
  • Media liability
• Coverage distinctions
  • First-party Cyber Property Damage
  • Threat Management Expenses (dark web activity)
  • Affirmative Coverage for Quantum Computer Attack
  • Generative AI included in the Computer Systems definition
  • Personal Harm (for executives and household members)
  • Proof of Loss (preparation costs)
  • No Retention for Incident Coach Services approved by Incident Counsel
  • System failure trigger for Computer Attack and Incident Response
  • Affirmative coverage for Unauthorized Collection
  • Criminal Rewards
  • Comprehensive cyber crime coverage, available by endorsement:
    • Electronic Crime (i.e. executive personal fund protection)
    • Cryptojacking Fraud and Telecommunication Fraud (i.e. Funds Transfer Fraud, Deceptive Transfer Fraud, Computer Fraud)
    • Electronic Manipulation Crime (i.e. Invoice Manipulation Fraud, Misdirected Shipment Fraud)

Our difference

Protection from the unexpected matters, but it’s only one piece of the risk equation. We pair deep technology expertise with broad insurance capabilities, financial strength, and global resources. From underwriting and risk engineering to claims and ongoing client service, we deliver integrated, end-to-end solutions that help clients reduce exposure, accelerate recovery, and enable confident growth across their entire organization.

• Stability – As a mutual company, we have the financial strength and flexibility to honour long-term commitments. This allows us to mitigate market volatility and offer competitive pricing while investing in in-house cyber capabilities, tools, and a continuously enhanced customer experience.
• Underwriting partnership – Our empowered underwriters make real-time decisions while acting as trusted partners to deliver tailored solutions that protect business continuity and support growth.
• Suite of insurance solutions – Our broad suite of core specialty and property and casualty coverages — coupled with our multinational capabilities — allows clients to leverage a broader Liberty relationship while preventing gaps and reducing the need for supplemental policies from other carriers. We design integrated solutions for clients with complex domestic or global exposures.
• Claims management – Our local claims experts combine hands-on incident response and in-house coverage evaluation while leveraging global loss-trend intelligence to guide organizations through incidents and restore operations quickly. We streamline recovery, protect reputation, and limit financial loss through close collaboration with underwriters, tailored onboarding, and leading technical, forensic, and legal partnerships.
• Risk engineering – Our risk engineering team is comprised of former CISOs, military cyber experts, and senior security leaders who understand enterprise security challenges. Using advanced tools and established frameworks, they deliver prioritized, clear, and actionable mitigation plans that reduce exposure and accelerate recovery.