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Tech E&O

Technology companies are constantly riding the wave of fresh inventions and advances—but with every new opportunity comes new risks.

Product delays, malfunctions, service interruptions, and data breaches all have the potential to damage a company’s bottom line and reputation.

Our Tech Insure coverage can help protect your business from legal and operational expenses related to poor performance, administrative error, or incorrect advice. And you’ll gain peace of mind knowing our team of experienced underwriters, claims specialists, and risk engineers is behind you.

A protective partnership

Solutions for complex risks

A rapidly growing dependency on technology creates both opportunities and risks for tech companies. Delays, service interruptions, security breaches, and product malfunctions can result in increasingly costly responses, lawsuits, and damage control. Today more than ever, technology companies require adequate protection against significant loss. That’s where Tech Insure from Liberty comes in.

Target classes

Canadian mid-market organizations with revenues ranging from $5M-$1B with well controlled and governed risk profiles.

What we’re writing

  • Consumer electronics
  • Data storage equipment
  • Dashboard/project management
  • Educational/computer-based training
  • Inbound call centres
  • Monitors/displays
  • Process automation/industrial robotics
  • Web/graphic design and maintenance

Generally excluded from appetite

  • Risk-managed accounts
  • Managed service providers
  • Payment processing
  • Health information technology
  • FinTech
  • Cryptocurrency
  • Gaming
  • Social media

Policy highlights

Cost savings

  • 2 hours of free pre-loss breach coach consultation
  • Free security scan report
  • Discounts on pre-breach services
  • Free access to ePlace privacy hotline, training, and compliance material through https://www.liudatainsure.com/
  • $50,000 of pre-claim assistance


  • True claims made coverage
  • Responds anywhere in the world
  • No exclusion for cryptocurrencies
  • Full coverage for privacy breach expenses assumed by contract
  • No delay in delivery exclusion
  • No computer code exclusion in base form
  • Affirmative coverage for subcontractors
  • Covers punitive damages and consumer redress
  • Covers breach of confidential business information (including breach of non-disclosure agreement or confidentiality agreement)
  • Bodily injury carve-back for mental anguish
  • Trade secret carve-back


  • $5M

Our difference

  • Canadian and international forensic providers
  • Access to industry-leading breach response service providers
  • CAD or USD currency options
  • Multiple credit monitoring and restoration options

Vous avez une question?

Communiquez avec votre souscripteur Liberty pour en savoir davantage.

Liberty Mutual Canada™ is the registered business name under which the Canadian branch of the Liberty Mutual Insurance Company operates in Canada. This literature is a summary only and does not include all terms, conditions, or exclusions of the coverage described. Please refer to the actual policy language for complete details of coverage and exclusions.