A truck driving down an empty highway

Commercial auto

With our commercial auto coverage, you gain reliable, flexible protection for your fleet

It’s part of our extensive suite of auto products and capabilities, designed to protect your commercial vehicles, whether in the U.S. or Canada.

Backed by our team of experienced underwriters, claims specialists, and risk engineers, it’s a best-in-class solution for your commercial auto needs.

A protective partnership

Solutions for complex risks

As part of a whole-account insurance solution, having a reliable auto product in place is essential. We support our Commercial Lines product mix with a flexible suite of auto products and capabilities to meet your auto insurance needs. Our extensive capabilities for Canadian and U.S. placements, experienced underwriters, claims staff, and risk engineers all work together to bring you best in class products and services.

Target classes

  • Manufacturers, distributors and wholesalers
  • Commercial and industrial construction
  • Contractors
  • Oil and gas products and services
  • Financial institutions
  • Professional services

Generally excluded from appetite

  • Standalone auto policies
  • Auto policies with less than 5 commercial use, power units
  • Waste haulers
  • Emergency vehicles
  • Taxi, buses
  • Trucking for others

Policy highlights

  • Licensed to write automobile insurance in all provinces and states, including admitted U.S. Auto policies
  • Able to coordinate high retentions by means of high deductible side agreements
  • Able to write garage automobile when written in support of another line of business with Liberty

Our difference

  • Extensive resources including a broad range of endorsements and loss control resources
  • High level of expertise with Auto
  • Ability to cross-sell with U.S. Workers Compensation, subject to certain requirements

Have a question?

Contact your local Liberty underwriter for more information.

The materials herein are for informational purposes only. All statements made are subject to provisions, exclusions, conditions, and limitations of the applicable insurance policy. Any such case study, example, or illustration cannot guarantee you will achieve similar results or outcomes. Individual outcomes may vary based on your particular facts and circumstances, policy language, and applicable law. Coverages and features are not available in all provinces and territories. Eligibility is subject to meeting applicable underwriting criteria. Learn more about Liberty Mutual Canada, including our privacy policy, at libertymutualcanada.com or call us toll-free at 800-461-5079.

Liberty Mutual Canada is the registered business name under which the Canadian branch of Liberty Mutual Insurance Company operates in Canada. Coverage provided and underwritten by Liberty Mutual Insurance Company.