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Commercial Auto

Two cargo trucks

As part of a whole-account insurance solution, having a reliable auto product in place is essential. We support our Commercial Lines product mix with a flexible suite of auto products and capabilities to meet your auto insurance needs. Our extensive capabilities for Canadian and U.S. placements, experienced underwriters, claims staff, and risk engineers all work together to bring you best in class products and service.

Target Classes

  • Manufacturers, distributors and wholesalers
  • Commercial and industrial construction
  • Contractors
  • Oil & gas products and services
  • Financial institutions
  • Professional services

Generally Excluded from Appetite

  • Standalone auto policies
  • Auto policies with less than 5 commercial use, power units
  • Waste haulers
  • Emergency vehicles
  • Taxi, buses, ride-hailing, ride-sharing and other passenger exposures
  • Trucking for others

Policy Highlights

  • Licensed to write automobile insurance in all provinces and states, including admitted U.S. Auto policies
  • Able to coordinate high retentions by means of high deductible side agreements
  • Able to write garage automobile when written in support of another line of business with Liberty

Why Liberty?

  • • A.M. Best Financial Strength Rating ‘A’ (Excellent); S&P rating of ‘A’ (Strong)
  • • Efficient cross-border capabilities
  • • Established Canadian market presence for over 25 years
  • • Access to Liberty Mutual’s extensive international network
  • • Local underwriting authority
  • • Local risk engineering and risk control experts
  • • In-house claims service team