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Wrap-Up Liability

Construction workers - wrap-up liability

When working on a commercial project, the right coverage is essential to giving you peace of mind. Through our experience, local authority and quick turnaround, we can deliver multi-line coverages that not only include Primary and Excess Wrap-Up Liability, but set the new Canadian standard.

Target classes

Canadian projects in the following industries:

  • Civil and industrial construction
  • Hospitality
  • Manufacturers or distributors
  • Oil and gas
  • Power and utilities
  • Retail and wholesale

Generally excluded from appetite

  • Residential construction
  • Subway construction

Policy highlights

  • Customized policy terms and coverage
  • Ability to provide both self-insured retention and deductible options


  • Lead Excess: $25 million CAD or USD
  • Non-Lead Excess: $50 million CAD or USD

The Liberty difference

  • The technical expertise of Liberty Canada’s underwriters, risk engineers, and claims staff allows us to write complex risks
  • U.S. admitted policy capabilities to cover cross border needs (CGL, Automobile, Workers Compensation, Umbrella and Excess Liability)
  • Ability to work with or without a U.S. broker for U.S. policy placements
  • Significant capacity
  • Individual risk approach

Why Liberty?

  • • A.M. Best Financial Strength Rating ‘A’ (Excellent); S&P rating of ‘A’ (Strong)
  • • Efficient cross-border capabilities
  • • Established Canadian market presence for over 25 years
  • • Access to Liberty Mutual’s extensive international network
  • • Local underwriting authority
  • • Local risk engineering and risk control experts
  • • In-house claims service team