Employment practices liability
Just one accusation of unfair employment practices can have a devastating impact on your company’s finances and reputation.
Liberty’s Employment Practices Liability (EPL) coverage helps your organization respond to and recover from employment-related lawsuits, with coverage that’s available worldwide.
With our team of experienced underwriters, claims specialists, and risk engineers supporting you, you’re better prepared to invest in the future and grow your business.
A protective partnership
Solutions for complex risks
We understand the dangers associated with an employment-related lawsuit and the potential impact it can have on your business. Our Employment Practices Liability (EPL) insurance helps protect companies and individuals from serious threats to their reputations and financial stability. Our coverage is offered on a worldwide basis.
Target classes
Broad appetite covering a majority of industries with a few exceptions noted below. However, generally we are targeting companies with sound employment practices.
Generally excluded from appetite
- Law firms
- Long-term care facilities
- Sports organizations
- Television, film production, and radio broadcasting
Policy highlights
- Leading-edge extensions to address changes in the employment liability laws
- Ability to insure companies with U.S. employees across all States
- Experienced Panel of outside EPL counsel to provide extensive guidance in a claim
- Ability to offer multi-year terms for certain accounts, up to 3 years, with new limits every year and installment premium due annually.
- Policy that covers civil proceedings, as well as administrative or regulatory proceedings before a human rights tribunal.
- “Fast-track” renewal process
Capacity
$15M
Our difference
- Dedicated underwriting team in Canada offering local service in both English and French
- Responsive claims team with a strong reputation for mutual cooperation and sophistication in Canada
The materials herein are for informational purposes only. All statements made are subject to provisions, exclusions, conditions, and limitations of the applicable insurance policy. Any such case study, example, or illustration cannot guarantee you will achieve similar results or outcomes. Individual outcomes may vary based on your particular facts and circumstances, policy language, and applicable law. Coverages and features are not available in all provinces and territories. Eligibility is subject to meeting applicable underwriting criteria. Learn more about Liberty Mutual Canada, including our privacy policy, at libertymutualcanada.com or call us toll-free at 800-461-5079.
Liberty Mutual Canada is the registered business name under which the Canadian branch of Liberty Mutual Insurance Company operates in Canada. Coverage provided and underwritten by Liberty Mutual Insurance Company.
